For your own money
Know where your money goes
What comes in, what goes out, what you've lent and borrowed, and what you're saving for, in one place and free to start.

How it works
Your money, in four steps
Add where you keep money, record what comes in and goes out, and let KhataIN show you the rest.
Add your accounts
Bank, eSewa, Khalti and cash, each with its balance.
Record in a line
Type "tea 60 cash" and Quick add fills the rest in.
Set a budget
A limit for food, travel or anything else, and a warning before you go over.
See your month
Where the money went, and how close you are to your goals.
What it changes for you
Every account together
See your bank, wallets and cash in one place.
Money you're owed
Never forget what you lent or still have to repay.
Free to start
Personal Free costs nothing, and your records stay yours.
Inside KhataIN
See it in the app
Real screens from KhataIN, showing a demo business with made-up names and figures.

Your money this month
Cash available, money in and out, spending by category, and what needs your attention.

Budgets
A limit for each category, with what is spent and left, and a warning when one goes over.

Savings goals
How close you are to each goal, and by when.

Accounts and wallets
Cash, eSewa, bank and credit card, each with its balance.

Your transactions
Money in and out, with its account and category.
What you can do
Quick add in your words
Type "lunch 450 esewa" or "salary 50000 nabil", in English, Nepali or romanized Nepali.
Every account
Bank accounts, wallets like eSewa and Khalti, and cash, each with its own balance and statement.
Lent and borrowed
Record it once, then each repayment, and always see what is left.
Budgets and goals
Set a spending limit by category, and track how close you are to a saving goal.
Bills and reminders
Rent, subscriptions and anything that repeats, with Nepali and English dates and holidays on your calendar.
Import and reports
Bring in a bank statement instead of typing, and see spending by category and income against expenses.
Personal Free costs nothing. Personal Pro adds more reports and features. Your records are yours: you can export them at any time.
Questions people ask
Is moving money between my accounts counted as spending?
No. A transfer between your own accounts is never an expense.
Can I bring in my bank statement?
Yes. Import a statement or a spreadsheet, and review the rows before anything is recorded.
I also run a business. Can I keep both?
Yes. Your personal money and your business books stay separate, under one sign-in.
More in KhataIN
- AccountingBooks, reports and reconciliation
- Billing & invoicingQuotations, invoices and payments
- InventoryStock, batches and warehouses
- POS counterFast sales at the counter
- VAT & taxVAT returns and tax registers
- PurchasingOrders, bills and suppliers
- People & WorkStaff, attendance, leave and letters
- PayrollMonthly salary sheets
- WebsitesBusiness and personal websites
- KhataIN FirmFor accounting, tax and audit firms
Bring your business into KhataIN
Register your company and start free. Have questions first? Talk to us.
