For your own money

Know where your money goes

What comes in, what goes out, what you've lent and borrowed, and what you're saving for, in one place and free to start.

KhataIN Personal finances screen

How it works

Your money, in four steps

Add where you keep money, record what comes in and goes out, and let KhataIN show you the rest.

  1. Add your accounts

    Bank, eSewa, Khalti and cash, each with its balance.

  2. Record in a line

    Type "tea 60 cash" and Quick add fills the rest in.

  3. Set a budget

    A limit for food, travel or anything else, and a warning before you go over.

  4. See your month

    Where the money went, and how close you are to your goals.

What it changes for you

  • Every account together

    See your bank, wallets and cash in one place.

  • Money you're owed

    Never forget what you lent or still have to repay.

  • Free to start

    Personal Free costs nothing, and your records stay yours.

Inside KhataIN

See it in the app

Real screens from KhataIN, showing a demo business with made-up names and figures.

What you can do

  • Quick add in your words

    Type "lunch 450 esewa" or "salary 50000 nabil", in English, Nepali or romanized Nepali.

  • Every account

    Bank accounts, wallets like eSewa and Khalti, and cash, each with its own balance and statement.

  • Lent and borrowed

    Record it once, then each repayment, and always see what is left.

  • Budgets and goals

    Set a spending limit by category, and track how close you are to a saving goal.

  • Bills and reminders

    Rent, subscriptions and anything that repeats, with Nepali and English dates and holidays on your calendar.

  • Import and reports

    Bring in a bank statement instead of typing, and see spending by category and income against expenses.

Personal Free costs nothing. Personal Pro adds more reports and features. Your records are yours: you can export them at any time.

Questions people ask

Is moving money between my accounts counted as spending?

No. A transfer between your own accounts is never an expense.

Can I bring in my bank statement?

Yes. Import a statement or a spreadsheet, and review the rows before anything is recorded.

I also run a business. Can I keep both?

Yes. Your personal money and your business books stay separate, under one sign-in.

Bring your business into KhataIN

Register your company and start free. Have questions first? Talk to us.